4th/5th Charries

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Mainly reason I want fourth or fifth?

Can't decide between my NUMEROUS ideas for my third.   And since I didn't want to continually switch my third every six weeks until I figured out which one I liked the best...

Well, you don't currently fulfill the requirements for a third character. So considering which third character to play at this point in time is somewhat premature, especially since you might change your mind long before you even reach the required levels.

In any event, Adam and Ammy have covered most of what needed to be said in relation to this topic. I just want to add two things:

• Allowing you to have a fourth and fifth PC would not help resolve your indecisiveness. If anything, it would only serve to feed into it. By dividing your attention amongst so many characters, pretty much none of them would receive the care and attention that they would require to grow beyond their basic concept. As a result, you probably would have grown bored of them by the time you returned to the character and would replace them as soon as the opportunity arose to do so.
  
  I understand that it can be disappointing to be limited to a fewer number of options. But it serves to encourage you to really consider which character you value most and which of your ideas are the most well- developed.
  
  
• There's nothing precluding you from writing a few test RPs prior to submitting a character for approval. In fact, this is something that I generally recommend to anyone who has trouble deciding between characters. Actually trying out how the character works out in practice will tell you volumes about whether you'll enjoy writing as them and whether it's something you could see yourself doing for a longer period of time.
  

Anyway now that I think about it if NPC Primes or Secondaries can be from different fandoms, I might not even NEED to make a fourth or fifth.

If they are OCs, then yes, they could be from a different universe than your character's, though obviously, they would have been summoned by someone other than your character. Canon characters are a different story, though, as mentioned in the rules.