Third Character

[PepsiWhirda]

If you've been on the site for eight months, both of your characters are level 4 or higher, your combined Earned OM is 40,000 or more

If both your characters are right at the beginning of lvl 4, then they have a combined OM of 24,000, so do we need 40,000 OM as well? Or is this just for players who have 40,000 combined, but one character is below lvl 4?

Basically, can you get a third character with two lvl 4s at 24,000 OM?

You have to fulfill all three requirements.